The Atacadão Card is designed to help you access special prices and manage your purchases efficiently. It offers exclusive store discounts and comes in Visa and Mastercard versions.
You can use it both in Brazil and abroad, depending on the type of card. This guide explains the full application process and highlights all key benefits.
What Is the Atacadão Card?
This card is a store-affiliated credit card issued by Atacadão in partnership with major brands. It helps you manage your expenses while giving you access to exclusive promotions.
The Atacadão Card is available in both Mastercard International and Visa versions. You can use them at Atacadão stores, online, and in other retail locations.
You also benefit from perks such as extended warranties and insurance coverage. Each card offers access to purchase and travel assistance features. You get convenience and additional value with every purchase.
Exclusive Benefits You Can Get
The Atacadão Card includes valuable perks beyond just discounts. These cover cardholder protections, entertainment, and travel benefits.
Store Discounts and Shopping Perks
You receive personalized discounts and notifications for Best Shopping Day. The card offers automatic installment options for qualified purchases.
Promotions may be exclusive to cardholders and linked to seasonal sales. These benefits are applied automatically at checkout.
You can track offers through the app or WhatsApp assistant. This helps you stay aware of limited-time deals. Store savings can add up when paired with regular offers.
Mastercard and Visa Surprises
Mastercard cardholders get access to the “Mastercard Surprise” promotion. This includes Buy 1, Get 2 Free deals on restaurants, cinemas, and entertainment.
Visa cardholders access similar rewards through Visa Promotions and Visa Checkout. These perks vary depending on your location and card usage.
Entertainment savings can be triggered through app registrations. These reward programs are updated frequently. Cardholders are encouraged to review current offerings regularly.
Price Protection Insurance
This insurance gives you a refund if you find the same item at a lower price. It applies within 30 days of purchase and is subject to specific terms.
The difference is refunded to your account after approval. This is available to both Mastercard and Visa users.
You must keep the original receipt and product information. Claims can be initiated through your card service channels. This benefit gives you peace of mind when shopping.
Purchase Protection Insurance
If your item is stolen or damaged within 30 days, you may receive compensation. This coverage applies automatically to qualifying purchases.
There is no extra fee for this protection. It adds security to electronics, appliances, and more. Be sure to check your card’s terms for coverage limits.
Filing a claim is done through your issuer’s customer service. It’s a key feature that boosts the card’s value.
Extended Warranty
Purchases made with your Atacadão Mastercard International receive an extra year of warranty. This applies to electronics and appliances that already come with a warranty.
You don’t need to pay any additional fees to activate this. It can save you money if the product breaks down after the standard warranty ends.
This benefit is automatically linked to qualifying purchases. To make a claim, keep your proof of purchase and warranty certificate. Terms and eligible categories may vary.
How to Apply for the Atacadão Card?
You can apply for the Atacadão Card in a few easy steps. It’s available online and through WhatsApp. The process is fast, especially if you already have a CPF and mobile number. Here’s how to get started.
Online Application
You can apply online in just a few minutes. Here is what you need to do from start to finish:
- Visit the official Atacadão Card page on your browser.
- Choose between the Visa or Mastercard version of the card.
- Fill out the form with your name, CPF, phone number, and income.
- Submit the application form and wait for credit approval.
- You’ll receive a response via SMS or email.
- Once approved, your card will be mailed to you, ready for activation and use.
Apply by WhatsApp – ZAP
If you prefer WhatsApp, message “hi” to the virtual assistant João. The number is (11) 4004-5626.
Through this chat, you can start your application or manage an existing card. João provides updates on your limit, invoice, and available offers.
You can use this chat tool any time. It’s available in Portuguese and works with most smartphones. This feature adds convenience to card management.
What You Need to Apply?
Before applying, make sure you meet the eligibility requirements. These are standard for most Brazilian credit cards. If you have all documents ready, the process is faster.
- Must be 18 years or older
- Have a valid CPF (Cadastro de Pessoa Física)
- Proof of income and residence
- Active mobile number and email address
With these, your credit analysis begins immediately. You’ll be informed if additional verification is needed. If denied, you can apply again later.
Interest Rates and Fees
It’s essential to understand the card’s cost structure. Interest rates are competitive but can increase based on your payment behavior. Always pay on time to avoid higher charges.
- Monthly interest on revolving credit: about 13.99%
- Late payment fees: can go up to 15.9% monthly
- Annual fee may apply, depending on promotions
Charges may vary depending on the card version (Visa or Mastercard). Always review the full fee table before submitting your application. You can get the latest information on their website.
Where to Get Help and Support?
Customer support is available through various channels. The most convenient is WhatsApp via João at (11) 4004-5626.
You can also manage your card using the official Atacadão app. For online inquiries, visit their website.
In-person help is available at Atacadão branches with financial service desks. These channels are designed to help you track invoices, limits, and get quick answers.
Make the Most of Your Atacadão Card
To maximize your savings, use your card strategically. Link your card to store promos, shopping days, and digital benefits.
Monitor your limit and due dates through WhatsApp to avoid surprises. Take advantage of all available protections, such as insurance and extended warranties.
Remember to register for entertainment rewards. Use both local and international perks when shopping.
Final Thoughts: Is the Atacadão Card Worth It?
If you shop at Atacadão or want extra card benefits, it’s a smart choice. You get store savings, Mastercard or Visa perks, and helpful insurance features.
Applying is simple through the app or WhatsApp assistant. It’s a practical tool for budgeting and saving more.
Disclaimer: Details and benefits may change over time. For the latest updates, please visit the official website or contact our support team. Always verify interest rates and conditions before applying.
