The Nubank card is more than just a credit card. When you apply for Nubank card, you get full digital control, smart features, and a fee-free experience.
You can manage spending, pay bills, and enjoy app-only deals. This guide walks you through the application process and all the benefits that come with it.
Key Benefits of the Nubank Card
Nubank gives you more than just credit access. It enhances your financial control with digital tools and extra features.
Whether you’re shopping, paying bills, or sending money, the card supports it. You can even issue a virtual card and use Pix on credit.
Credit Card Features
The Nubank credit card provides you with the flexibility to handle your daily expenses. You can pay bills on credit, buy in installments, and set spending limits in-app.
Create a virtual card instantly for safe online purchases. Use Pix on credit directly through the app.
Track all activity in real time with instant alerts. Add an additional card if needed for shared expenses.
Other Perks of the Nubank Card
Extra perks make this card convenient and modern. You can freeze or unfreeze your card in-app at any time.
Installment options make big purchases easier to manage. Payment reminders and budgeting tools help avoid missed due dates.
Choose your invoice due date directly in the app. All data is encrypted for secure usage. You never need to visit a branch.
Digital Banking Benefits with Nubank
Nubank is built for users who want speed and control. The mobile app is the core of the experience. You’ll find loans, insurance, cashback, and more inside. No paperwork or queues required.
All-in-One App Tools
The app gives you full access to financial services. You can check your limit, change settings, or pay your invoice from your phone.
Apply for loans and see real-time interest terms. Buy insurance and manage investments in a few taps.
Get instant approval for many services. Support is also built into the app 24/7.
Exclusive Rewards and Discounts
You earn benefits while using the card. Cashback features let you invest from as low as R$ 1.
Exclusive offers are available in over 200 partner stores. Promo alerts pop up in your app automatically.
Many deals apply directly to your purchases. Some items include extra discounts when using the virtual card. It’s a smooth way to save money while spending.
How to Apply for a Nubank Card?
The process is 100% online and quick to complete. You only need your CPF and a smartphone with internet.
Once approved, your physical and virtual cards are ready to use. Follow the steps in this section to get started.
Basic Requirements
You must be at least 18 years old and live in Brazil. A valid CPF and phone number are required. You’ll also need a smartphone to install the Nubank app.
Keep your identity document (RG or CNH) nearby for verification. Ensure your internet connection is stable during registration. You don’t need proof of income.
Step-By-Step Application via App
Here’s a quick breakdown of how to request your card using the app. Follow these steps to complete your application successfully.
- Download the Nubank app from Google Play or the App Store.
- Tap “Pedir meu cartão” to start your request.
- Fill in your full name, CPF, and basic personal info.
- Wait while the app analyzes your credit profile.
- If approved, confirm your address and receive your card.
- Activate your virtual card instantly to use it right away.
Interest Rates and Charges
Knowing the costs of using your card helps you stay in control. Nubank is upfront about all rates and keeps things clear for users.
Annual and Monthly Fees
Nubank does not charge annual fees or maintenance fees. This gives you access to credit with zero fixed costs.
You can use the card freely without incurring any charges to keep it active. These fee-free benefits apply to both the physical and virtual card.
It’s one of the reasons many choose Nubank. Always check your app for any updates.
Revolving and Late Payment Interest
When you delay payment, interest applies to the unpaid amount. Revolving credit interest ranges from 2.75% to 14.00% per month.
If you miss your payment due date, you may be charged late interest of up to 15.00% per month. A late fee may also be applied.
These rates depend on your profile and how you use the card. Always pay your invoice on time to avoid additional charges.
Installment Plan Costs
You can split purchases into monthly installments with Nubank. The interest rate for these payments ranges from 0.99% to 13.75% per month.
The exact rate depends on your credit analysis. Larger purchases might qualify for better terms.
All installment charges are shown before you confirm. Review each offer carefully before accepting it.
Security and Convenience
Your card comes with tech-based protection. You don’t need to worry about going to a branch.
All tools are in the app, including security settings and real-time alerts. This section explains how the card keeps you safe and in control.
Simple and Safe to Use
All transactions are encrypted for your safety. You can enable fingerprint or facial recognition. If your card is lost, you can block it instantly.
Create a new virtual card anytime. Set spending limits by category. Each transaction sends an instant notification.
Designed for People Who Avoid Bureaucracy
Nubank removes the paperwork and lines. You don’t need to send physical forms or visit a branch. Everything is done through your mobile.
You can apply, activate, and use your card all from the comfort of your own home. App updates ensure constant improvements. Your money stays in your control 24/7.
Customer Support and Contact
Here are the main ways to contact them. You have multiple support channels to resolve any issue quickly. Below are the direct ways to get in touch.
- In-app chat: Available 24/7 with real-time agents.
- Email: [email protected]
- Phone (Brazil): 0800 591 2117 (toll-free, works 24/7)
- Website: https://nubank.com.br
Apply Today and Start Gaining Benefits
You don’t need to wait to modernize your finances. Nubank lets you control your credit with one app.
You gain perks, cashback, and secure use without fees. Applying is simple and brings full access to smarter banking.
Disclaimer: This content is for informational purposes only. Nubank’s features and rates may change without notice. Always refer to the official Nubank website or app for the most up-to-date terms.
